Call reports 2026
FIRST SHORE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What FIRST SHORE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 361,581,000 | 366,549,000 |
| Total loans | 289,262,000 | 287,085,000 |
| Allowance for loan losses | 3,778,000 | 3,685,000 |
| Securities available for sale | 15,543,000 | 18,649,000 |
| Securities held to maturity | 1,126,000 | 1,120,000 |
| Trading assets | 0 | 0 |
| Total deposits | 299,130,000 | 303,363,000 |
| Interest-bearing deposits | 247,423,000 | 250,551,000 |
| Noninterest-bearing deposits | 51,707,000 | 52,812,000 |
| Equity capital | 61,454,000 | 62,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,654,000 | 9,419,000 |
| Interest expense | 1,769,000 | 3,555,000 |
| Net interest income | 2,885,000 | 5,864,000 |
| Noninterest income | 144,000 | 277,000 |
| Noninterest expense | 2,073,000 | 4,242,000 |
| Provision for loan losses | 93,000 | 8,000 |
| Pretax income | 836,000 | 1,889,000 |
| Income tax | 262,000 | 488,000 |
| Net income | 574,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 62,247,000 | 63,075,000 |
| Total capital | 65,098,000 | 65,938,000 |
| Risk-weighted assets | 226,919,000 | 227,965,000 |