Call reports 2013
FOUNDATIONS BANK — 2013
What FOUNDATIONS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,953,000 | 118,217,000 | 125,289,000 | 119,423,000 |
| Total loans | 90,422,000 | 83,980,000 | 77,113,000 | 76,622,000 |
| Allowance for loan losses | 2,897,000 | 2,619,000 | 2,570,000 | 2,571,000 |
| Securities available for sale | 15,192,000 | 16,553,000 | 19,399,000 | 21,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,696,000 | 100,972,000 | 107,939,000 | 101,060,000 |
| Interest-bearing deposits | 97,249,000 | 86,941,000 | 90,119,000 | 84,565,000 |
| Noninterest-bearing deposits | 15,447,000 | 14,031,000 | 17,821,000 | 16,496,000 |
| Equity capital | 9,701,000 | 14,621,000 | 14,748,000 | 15,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,354,000 | 3,444,000 | 4,480,000 |
| Interest expense | 306,000 | 577,000 | 784,000 | 971,000 |
| Net interest income | 900,000 | 1,777,000 | 2,660,000 | 3,509,000 |
| Noninterest income | 80,000 | 169,000 | 475,000 | 575,000 |
| Noninterest expense | 877,000 | 1,790,000 | 2,659,000 | 3,475,000 |
| Provision for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Pretax income | 8,000 | 61,000 | 381,000 | 514,000 |
| Income tax | 0 | 20,000 | 111,000 | -845,000 |
| Net income | 8,000 | 41,000 | 270,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,515,000 | 14,495,000 | 14,752,000 | 15,170,000 |
| Total capital | 10,674,000 | 15,544,000 | 15,739,000 | 16,146,000 |
| Risk-weighted assets | 90,953,000 | 82,363,000 | 77,354,000 | 76,516,000 |