Call reports 2012
FOUNDATIONS BANK — 2012
What FOUNDATIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,204,000 | 141,430,000 | 136,657,000 | 126,883,000 |
| Total loans | 108,045,000 | 100,849,000 | 97,084,000 | 91,217,000 |
| Allowance for loan losses | 3,102,000 | 2,202,000 | 2,465,000 | 2,767,000 |
| Securities available for sale | 14,837,000 | 13,216,000 | 12,594,000 | 11,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,079,000 | 127,113,000 | 122,365,000 | 112,651,000 |
| Interest-bearing deposits | 119,182,000 | 109,056,000 | 105,401,000 | 97,848,000 |
| Noninterest-bearing deposits | 17,897,000 | 18,057,000 | 16,964,000 | 14,803,000 |
| Equity capital | 10,100,000 | 9,791,000 | 9,812,000 | 9,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 2,999,000 | 4,387,000 | 5,741,000 |
| Interest expense | 615,000 | 1,128,000 | 1,557,000 | 1,919,000 |
| Net interest income | 912,000 | 1,871,000 | 2,830,000 | 3,822,000 |
| Noninterest income | 125,000 | -103,000 | 3,000 | 85,000 |
| Noninterest expense | 884,000 | 1,768,000 | 2,544,000 | 3,380,000 |
| Provision for loan losses | 150,000 | 400,000 | 680,000 | 980,000 |
| Pretax income | 3,000 | -210,000 | -201,000 | -198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | -210,000 | -201,000 | -198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,824,000 | 9,567,000 | 9,582,000 | 9,521,000 |
| Total capital | 11,228,000 | 10,860,000 | 10,795,000 | 10,695,000 |
| Risk-weighted assets | 110,637,000 | 102,525,000 | 95,754,000 | 92,368,000 |