Call reports 2001
PACIFIC CREST BANK — 2001
What PACIFIC CREST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 578,837,000 | 551,452,000 | 526,941,000 | 540,412,000 |
| Total loans | 390,700,000 | 398,939,000 | 424,758,000 | 461,975,000 |
| Allowance for loan losses | 7,397,000 | 7,414,000 | 7,559,000 | 7,946,000 |
| Securities available for sale | 151,650,000 | 141,353,000 | 65,767,000 | 58,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,955,000 | 457,274,000 | 431,484,000 | 404,747,000 |
| Interest-bearing deposits | 483,547,000 | 453,697,000 | 424,398,000 | 399,874,000 |
| Noninterest-bearing deposits | 1,408,000 | 3,577,000 | 7,086,000 | 4,873,000 |
| Equity capital | 48,484,000 | 49,280,000 | 50,534,000 | 50,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 12,748,000 | 24,538,000 | 35,883,000 | 46,824,000 |
| Interest expense | 7,846,000 | 14,666,000 | 20,814,000 | 25,854,000 |
| Net interest income | 4,902,000 | 9,872,000 | 15,069,000 | 20,970,000 |
| Noninterest income | 392,000 | 781,000 | 1,022,000 | 1,634,000 |
| Noninterest expense | 2,476,000 | 4,998,000 | 7,597,000 | 11,009,000 |
| Provision for loan losses | 40,000 | 80,000 | 230,000 | 660,000 |
| Pretax income | 2,766,000 | 5,564,000 | 8,359,000 | 11,030,000 |
| Income tax | 1,154,000 | 2,322,000 | 3,513,000 | 4,579,000 |
| Net income | 1,612,000 | 3,242,000 | 4,846,000 | 6,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,736,000 | 49,549,000 | 50,340,000 | 51,165,000 |
| Total capital | 54,010,000 | 54,781,000 | 55,659,000 | 56,895,000 |
| Risk-weighted assets | 419,803,000 | 416,392,000 | 423,296,000 | 456,171,000 |