Call reports 2025
FIRST FEDERAL BANK — 2025
What FIRST FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 975,349,000 | 1,055,304,000 | 1,058,346,000 | 1,072,130,000 |
| Total loans | 567,134,000 | 592,815,000 | 601,577,000 | 620,390,000 |
| Allowance for loan losses | 11,846,000 | 12,195,000 | 12,121,000 | 12,592,000 |
| Securities available for sale | 110,295,000 | 103,114,000 | 85,520,000 | 92,827,000 |
| Securities held to maturity | 156,371,000 | 155,214,000 | 154,265,000 | 153,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 854,957,000 | 931,427,000 | 931,956,000 | 943,529,000 |
| Interest-bearing deposits | 705,565,000 | 780,291,000 | 773,750,000 | 783,594,000 |
| Noninterest-bearing deposits | 149,392,000 | 151,136,000 | 158,206,000 | 159,935,000 |
| Equity capital | 106,361,000 | 109,394,000 | 111,010,000 | 113,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,146,000 | 23,139,000 | 35,868,000 | 48,884,000 |
| Interest expense | 3,420,000 | 6,887,000 | 11,481,000 | 16,186,000 |
| Net interest income | 7,726,000 | 16,252,000 | 24,387,000 | 32,698,000 |
| Noninterest income | 1,688,000 | 3,542,000 | 5,434,000 | 7,266,000 |
| Noninterest expense | 4,687,000 | 9,825,000 | 15,191,000 | 20,392,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,579,000 | 2,064,000 |
| Pretax income | 4,328,000 | 9,271,000 | 12,857,000 | 17,499,000 |
| Income tax | 351,000 | 688,000 | 948,000 | 1,226,000 |
| Net income | 3,977,000 | 8,583,000 | 11,909,000 | 16,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,965,000 | 109,390,000 | 110,283,000 | 112,215,000 |
Machine access — free, no API key
Every figure shown here about FIRST FEDERAL BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.