Call reports 2019
FIRST FEDERAL BANK — 2019
What FIRST FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 710,722,000 | 718,694,000 | 720,999,000 | 730,777,000 |
| Total loans | 382,992,000 | 390,696,000 | 399,511,000 | 394,459,000 |
| Allowance for loan losses | 5,281,000 | 5,445,000 | 5,552,000 | 5,754,000 |
| Securities available for sale | 191,952,000 | 196,273,000 | 213,368,000 | 217,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 611,309,000 | 617,503,000 | 617,289,000 | 623,556,000 |
| Interest-bearing deposits | 517,211,000 | 517,756,000 | 513,979,000 | 518,024,000 |
| Noninterest-bearing deposits | 94,098,000 | 99,747,000 | 103,310,000 | 105,532,000 |
| Equity capital | 85,854,000 | 88,068,000 | 90,342,000 | 90,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,742,000 | 13,666,000 | 20,663,000 | 27,670,000 |
| Interest expense | 1,216,000 | 2,612,000 | 4,075,000 | 5,477,000 |
| Net interest income | 5,526,000 | 11,054,000 | 16,588,000 | 22,193,000 |
| Noninterest income | 1,068,000 | 2,285,000 | 3,974,000 | 5,456,000 |
| Noninterest expense | 3,896,000 | 7,653,000 | 11,372,000 | 15,176,000 |
| Provision for loan losses | 75,000 | 225,000 | 425,000 | 625,000 |
| Pretax income | 2,626,000 | 5,531,000 | 8,835,000 | 11,971,000 |
| Income tax | 176,000 | 366,000 | 549,000 | 755,000 |
| Net income | 2,450,000 | 5,165,000 | 8,286,000 | 11,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,972,000 | 77,653,000 | 78,706,000 | 79,565,000 |
| Total capital | 82,253,000 | 83,024,000 | 84,044,000 | 85,174,000 |
| Risk-weighted assets | 445,213,000 | 429,572,000 | 426,865,000 | 448,546,000 |