Call reports 2018
FIRST FEDERAL BANK — 2018
What FIRST FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 698,711,000 | 675,822,000 | 669,994,000 | 682,565,000 |
| Total loans | 370,930,000 | 365,946,000 | 372,943,000 | 381,142,000 |
| Allowance for loan losses | 4,309,000 | 4,647,000 | 4,820,000 | 5,186,000 |
| Securities available for sale | 196,786,000 | 188,387,000 | 187,107,000 | 186,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,747,000 | 581,799,000 | 576,104,000 | 585,853,000 |
| Interest-bearing deposits | 504,720,000 | 485,709,000 | 478,497,000 | 492,078,000 |
| Noninterest-bearing deposits | 99,027,000 | 96,090,000 | 97,607,000 | 93,775,000 |
| Equity capital | 83,262,000 | 81,695,000 | 80,779,000 | 82,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,109,000 | 12,623,000 | 18,989,000 | 25,623,000 |
| Interest expense | 630,000 | 1,303,000 | 2,050,000 | 3,034,000 |
| Net interest income | 5,479,000 | 11,320,000 | 16,939,000 | 22,589,000 |
| Noninterest income | 1,189,000 | 2,403,000 | 3,956,000 | 4,639,000 |
| Noninterest expense | 3,838,000 | 7,798,000 | 11,635,000 | 15,536,000 |
| Provision for loan losses | 50,000 | 425,000 | 650,000 | 875,000 |
| Pretax income | 2,780,000 | 5,510,000 | 8,623,000 | 10,904,000 |
| Income tax | 179,000 | 373,000 | 588,000 | 749,000 |
| Net income | 2,601,000 | 5,137,000 | 8,035,000 | 10,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,506,000 | 75,139,000 | 76,002,000 | 76,322,000 |
| Total capital | 80,815,000 | 79,786,000 | 80,822,000 | 81,508,000 |
| Risk-weighted assets | 409,887,000 | 406,938,000 | 457,452,000 | 428,283,000 |