Call reports 2017
FIRST FEDERAL BANK — 2017
What FIRST FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 515,680,000 | 519,743,000 | 507,846,000 | 507,532,000 |
| Total loans | 213,420,000 | 220,905,000 | 227,531,000 | 239,323,000 |
| Allowance for loan losses | 4,279,000 | 4,284,000 | 4,295,000 | 4,253,000 |
| Securities available for sale | 199,706,000 | 201,627,000 | 189,883,000 | 189,980,000 |
| Securities held to maturity | 30,000 | 29,000 | 26,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,980,000 | 444,532,000 | 436,403,000 | 435,709,000 |
| Interest-bearing deposits | 376,021,000 | 372,550,000 | 365,718,000 | 364,815,000 |
| Noninterest-bearing deposits | 69,959,000 | 71,982,000 | 70,685,000 | 70,894,000 |
| Equity capital | 56,281,000 | 58,188,000 | 58,644,000 | 58,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,974,000 | 8,116,000 | 12,308,000 | 16,576,000 |
| Interest expense | 394,000 | 821,000 | 1,237,000 | 1,656,000 |
| Net interest income | 3,580,000 | 7,295,000 | 11,071,000 | 14,920,000 |
| Noninterest income | 919,000 | 2,275,000 | 3,210,000 | 4,049,000 |
| Noninterest expense | 2,650,000 | 5,336,000 | 8,203,000 | 11,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,092,000 | 4,482,000 | 6,747,000 | 8,566,000 |
| Income tax | 131,000 | 281,000 | 429,000 | 539,000 |
| Net income | 1,961,000 | 4,201,000 | 6,318,000 | 8,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,496,000 | 53,386,000 | 53,953,000 | 54,313,000 |
| Total capital | 55,527,000 | 56,499,000 | 57,563,000 | 57,548,000 |
| Risk-weighted assets | 241,174,000 | 247,839,000 | 288,103,000 | 257,826,000 |