Call reports 2016
FIRST FEDERAL BANK — 2016
What FIRST FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 496,539,000 | 496,304,000 | 507,005,000 | 496,465,000 |
| Total loans | 197,030,000 | 197,230,000 | 202,938,000 | 206,025,000 |
| Allowance for loan losses | 4,763,000 | 4,606,000 | 4,556,000 | 4,408,000 |
| Securities available for sale | 206,693,000 | 212,370,000 | 213,799,000 | 201,435,000 |
| Securities held to maturity | 38,000 | 36,000 | 34,000 | 32,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,101,000 | 420,464,000 | 423,186,000 | 426,932,000 |
| Interest-bearing deposits | 371,115,000 | 369,478,000 | 355,214,000 | 361,056,000 |
| Noninterest-bearing deposits | 50,986,000 | 50,986,000 | 67,972,000 | 65,876,000 |
| Equity capital | 58,521,000 | 60,785,000 | 60,126,000 | 55,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,047,000 | 8,014,000 | 12,029,000 | 16,033,000 |
| Interest expense | 407,000 | 811,000 | 1,214,000 | 1,612,000 |
| Net interest income | 3,640,000 | 7,203,000 | 10,815,000 | 14,421,000 |
| Noninterest income | 834,000 | 2,188,000 | 3,258,000 | 4,388,000 |
| Noninterest expense | 2,736,000 | 5,477,000 | 8,282,000 | 11,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,773,000 | 3,959,000 | 5,911,000 | 7,762,000 |
| Income tax | 105,000 | 253,000 | 368,000 | 489,000 |
| Net income | 1,668,000 | 3,706,000 | 5,543,000 | 7,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,565,000 | 51,241,000 | 51,715,000 | 52,083,000 |
| Total capital | 53,489,000 | 54,030,000 | 54,516,000 | 54,973,000 |
| Risk-weighted assets | 232,064,000 | 221,266,000 | 222,354,000 | 229,656,000 |