Call reports 2015
FIRST FEDERAL BANK — 2015
What FIRST FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 476,484,000 | 474,783,000 | 480,881,000 | 487,900,000 |
| Total loans | 179,790,000 | 179,069,000 | 183,305,000 | 189,083,000 |
| Allowance for loan losses | 5,768,000 | 5,754,000 | 5,090,000 | 4,838,000 |
| Securities available for sale | 202,411,000 | 202,183,000 | 206,210,000 | 206,494,000 |
| Securities held to maturity | 54,000 | 45,000 | 42,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,795,000 | 403,503,000 | 407,273,000 | 414,666,000 |
| Interest-bearing deposits | 344,718,000 | 347,959,000 | 356,287,000 | 353,843,000 |
| Noninterest-bearing deposits | 57,077,000 | 55,544,000 | 50,986,000 | 60,823,000 |
| Equity capital | 56,475,000 | 53,802,000 | 56,292,000 | 56,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,495,000 | 11,284,000 | 15,121,000 |
| Interest expense | 417,000 | 835,000 | 1,247,000 | 1,658,000 |
| Net interest income | 3,317,000 | 6,660,000 | 10,037,000 | 13,463,000 |
| Noninterest income | 868,000 | 1,942,000 | 2,913,000 | 3,636,000 |
| Noninterest expense | 2,711,000 | 5,425,000 | 8,137,000 | 10,830,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -700,000 |
| Pretax income | 1,472,000 | 3,322,000 | 5,459,000 | 7,116,000 |
| Income tax | 107,000 | 225,000 | 329,000 | 409,000 |
| Net income | 1,365,000 | 3,097,000 | 5,130,000 | 6,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,540,000 | 49,217,000 | 50,055,000 | 50,507,000 |
| Total capital | 52,317,000 | 51,858,000 | 52,910,000 | 53,437,000 |
| Risk-weighted assets | 219,170,000 | 208,078,000 | 226,143,000 | 232,469,000 |