Call reports 2014
FIRST FEDERAL BANK — 2014
What FIRST FEDERAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 461,908,000 | 461,224,000 | 456,319,000 | 460,094,000 |
| Total loans | 188,873,000 | 185,596,000 | 181,703,000 | 179,381,000 |
| Allowance for loan losses | 6,650,000 | 6,490,000 | 6,126,000 | 5,799,000 |
| Securities available for sale | 204,222,000 | 212,819,000 | 207,063,000 | 205,139,000 |
| Securities held to maturity | 68,000 | 64,000 | 61,000 | 58,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,596,000 | 386,650,000 | 380,008,000 | 383,960,000 |
| Interest-bearing deposits | 338,610,000 | 335,664,000 | 329,022,000 | 332,974,000 |
| Noninterest-bearing deposits | 50,986,000 | 50,986,000 | 50,986,000 | 50,986,000 |
| Equity capital | 50,714,000 | 53,788,000 | 54,851,000 | 55,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,950,000 | 7,902,000 | 11,790,000 | 15,705,000 |
| Interest expense | 453,000 | 896,000 | 1,332,000 | 1,762,000 |
| Net interest income | 3,497,000 | 7,006,000 | 10,458,000 | 13,943,000 |
| Noninterest income | 1,085,000 | 2,179,000 | 3,225,000 | 4,195,000 |
| Noninterest expense | 2,625,000 | 5,199,000 | 7,852,000 | 10,693,000 |
| Provision for loan losses | -5,000 | -23,000 | -157,000 | -157,000 |
| Pretax income | 2,003,000 | 4,084,000 | 6,086,000 | 7,699,000 |
| Income tax | 107,000 | 221,000 | 356,000 | 445,000 |
| Net income | 1,896,000 | 3,863,000 | 5,730,000 | 7,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,314,000 | 47,393,000 | 48,174,000 | 48,411,000 |
| Total capital | 48,950,000 | 50,139,000 | 50,747,000 | 50,964,000 |
| Risk-weighted assets | 207,640,000 | 215,868,000 | 202,279,000 | 201,047,000 |