Call reports 2013
FIRST FEDERAL BANK — 2013
What FIRST FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 460,377,000 | 455,863,000 | 454,441,000 | 449,701,000 |
| Total loans | 209,073,000 | 203,512,000 | 199,373,000 | 192,121,000 |
| Allowance for loan losses | 6,248,000 | 6,650,000 | 6,650,000 | 6,650,000 |
| Securities available for sale | 181,074,000 | 176,317,000 | 187,672,000 | 195,627,000 |
| Securities held to maturity | 82,000 | 79,000 | 75,000 | 71,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,030,000 | 385,917,000 | 384,233,000 | 379,676,000 |
| Interest-bearing deposits | 333,663,000 | 335,500,000 | 333,247,000 | 330,903,000 |
| Noninterest-bearing deposits | 51,367,000 | 50,417,000 | 50,986,000 | 48,773,000 |
| Equity capital | 52,440,000 | 47,221,000 | 47,373,000 | 47,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,403,000 | 8,752,000 | 12,986,000 | 17,276,000 |
| Interest expense | 615,000 | 1,180,000 | 1,698,000 | 2,209,000 |
| Net interest income | 3,788,000 | 7,572,000 | 11,288,000 | 15,067,000 |
| Noninterest income | 800,000 | 1,436,000 | 2,524,000 | 3,864,000 |
| Noninterest expense | 2,642,000 | 5,325,000 | 7,949,000 | 10,901,000 |
| Provision for loan losses | 167,000 | 357,000 | 532,000 | 523,000 |
| Pretax income | 1,777,000 | 3,328,000 | 5,329,000 | 7,504,000 |
| Income tax | 121,000 | 222,000 | 341,000 | 500,000 |
| Net income | 1,656,000 | 3,106,000 | 4,988,000 | 7,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,521,000 | 43,185,000 | 44,179,000 | 45,307,000 |
| Total capital | 46,341,000 | 46,176,000 | 47,138,000 | 48,209,000 |
| Risk-weighted assets | 222,160,000 | 235,603,000 | 232,994,000 | 228,381,000 |