Call reports 2012
FIRST FEDERAL BANK — 2012
What FIRST FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 454,335,000 | 458,979,000 | 456,036,000 | 457,674,000 |
| Total loans | 226,118,000 | 220,776,000 | 217,766,000 | 212,705,000 |
| Allowance for loan losses | 6,409,000 | 6,409,000 | 7,820,000 | 6,318,000 |
| Securities available for sale | 162,649,000 | 168,434,000 | 186,437,000 | 180,686,000 |
| Securities held to maturity | 105,000 | 101,000 | 97,000 | 89,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,000,000 | 384,668,000 | 379,925,000 | 380,967,000 |
| Interest-bearing deposits | 333,737,000 | 334,650,000 | 330,837,000 | 334,249,000 |
| Noninterest-bearing deposits | 46,263,000 | 50,018,000 | 49,088,000 | 46,718,000 |
| Equity capital | 48,636,000 | 49,175,000 | 51,416,000 | 51,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,909,000 | 9,669,000 | 14,360,000 | 18,957,000 |
| Interest expense | 843,000 | 1,618,000 | 2,373,000 | 3,089,000 |
| Net interest income | 4,066,000 | 8,051,000 | 11,987,000 | 15,868,000 |
| Noninterest income | 917,000 | 1,470,000 | 2,506,000 | 3,398,000 |
| Noninterest expense | 2,723,000 | 5,405,000 | 8,126,000 | 10,687,000 |
| Provision for loan losses | 722,000 | 907,000 | 1,659,000 | 2,161,000 |
| Pretax income | 1,556,000 | 3,394,000 | 5,120,000 | 6,837,000 |
| Income tax | 103,000 | 247,000 | 384,000 | 428,000 |
| Net income | 1,453,000 | 3,147,000 | 4,736,000 | 6,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,211,000 | 40,217,000 | 40,969,000 | 41,804,000 |
| Total capital | 43,342,000 | 43,233,000 | 44,075,000 | 44,863,000 |
| Risk-weighted assets | 247,187,000 | 237,921,000 | 243,795,000 | 241,447,000 |