Call reports 2026
WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 101,745,000 | 104,220,000 |
| Total loans | 64,570,000 | 65,652,000 |
| Allowance for loan losses | 700,000 | 700,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 14,692,000 | 15,590,000 |
| Trading assets | 0 | 0 |
| Total deposits | 66,628,000 | 69,049,000 |
| Interest-bearing deposits | 66,628,000 | 69,049,000 |
| Noninterest-bearing deposits | 0 | 0 |
| Equity capital | 33,628,000 | 33,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,037,000 | 2,106,000 |
| Interest expense | 515,000 | 1,054,000 |
| Net interest income | 522,000 | 1,052,000 |
| Noninterest income | 36,000 | 73,000 |
| Noninterest expense | 471,000 | 941,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 87,000 | 184,000 |
| Income tax | 8,000 | 18,000 |
| Net income | 79,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,233,000 | 33,318,000 |