Call reports 2024
WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION — 2024
What WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 93,729,000 | 96,777,000 | 98,473,000 | 95,587,000 |
| Total loans | 59,487,000 | 59,500,000 | 60,295,000 | 61,164,000 |
| Allowance for loan losses | 700,000 | 700,000 | 700,000 | 700,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,559,000 | 13,132,000 | 13,618,000 | 15,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,976,000 | 61,989,000 | 63,468,000 | 60,737,000 |
| Interest-bearing deposits | 58,976,000 | 61,989,000 | 63,468,000 | 60,737,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 33,159,000 | 33,189,000 | 33,205,000 | 33,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,843,000 | 2,818,000 | 3,828,000 |
| Interest expense | 422,000 | 874,000 | 1,395,000 | 1,901,000 |
| Net interest income | 496,000 | 969,000 | 1,423,000 | 1,927,000 |
| Noninterest income | 33,000 | 69,000 | 107,000 | 140,000 |
| Noninterest expense | 497,000 | 988,000 | 1,483,000 | 1,958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 50,000 | 47,000 | 109,000 |
| Income tax | -17,000 | -29,000 | -48,000 | -55,000 |
| Net income | 49,000 | 79,000 | 95,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,805,000 | 32,822,000 | 32,823,000 | 32,885,000 |