Call reports 2017
WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 86,669,000 | 86,376,000 | 87,617,000 | 89,787,000 |
| Total loans | 50,999,000 | 52,615,000 | 53,148,000 | 54,984,000 |
| Allowance for loan losses | 670,000 | 670,000 | 670,000 | 670,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,160,000 | 4,912,000 | 4,671,000 | 4,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,545,000 | 53,173,000 | 54,252,000 | 56,608,000 |
| Interest-bearing deposits | 53,545,000 | 53,173,000 | 54,252,000 | 56,608,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 31,290,000 | 31,360,000 | 31,417,000 | 31,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,312,000 | 1,993,000 | 2,688,000 |
| Interest expense | 88,000 | 183,000 | 292,000 | 424,000 |
| Net interest income | 557,000 | 1,129,000 | 1,701,000 | 2,264,000 |
| Noninterest income | 38,000 | 81,000 | 125,000 | 176,000 |
| Noninterest expense | 522,000 | 1,045,000 | 1,589,000 | 2,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 165,000 | 237,000 | 268,000 |
| Income tax | 15,000 | 38,000 | 53,000 | 32,000 |
| Net income | 58,000 | 127,000 | 184,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,786,000 | 30,856,000 | 30,913,000 | 30,963,000 |
| Total capital | 31,321,000 | 31,398,000 | 31,462,000 | 31,541,000 |
| Risk-weighted assets | 42,565,000 | 43,211,000 | 43,768,000 | 46,105,000 |