Call reports 2016

WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016

Name: WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION — FFIEC call report 2016
Creator: WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION

What WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8f34ff4a-93c3-4d03-a072-d878688e2e13/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	86,814,000	86,948,000	86,147,000	85,835,000
Total loans	49,308,000	50,883,000	51,099,000	49,676,000
Allowance for loan losses	650,000	650,000	650,000	670,000
Securities available for sale	0	0	0	0
Securities held to maturity	5,185,000	4,908,000	4,624,000	5,399,000
Trading assets	0	0	0	0
Total deposits	54,009,000	54,088,000	53,130,000	52,906,000
Interest-bearing deposits	54,009,000	54,088,000	53,130,000	52,906,000
Noninterest-bearing deposits	0	0	0	0
Equity capital	31,015,000	31,095,000	31,169,000	31,233,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	665,000	1,314,000	1,962,000	2,610,000
Interest expense	71,000	147,000	228,000	312,000
Net interest income	594,000	1,167,000	1,734,000	2,298,000
Noninterest income	82,000	121,000	161,000	214,000
Noninterest expense	499,000	1,002,000	1,508,000	2,010,000
Provision for loan losses	25,000	25,000	25,000	45,000
Pretax income	152,000	261,000	362,000	457,000
Income tax	53,000	82,000	108,000	141,000
Net income	99,000	179,000	254,000	316,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	30,511,000	30,591,000	30,665,000	30,729,000
Total capital	31,033,000	31,121,000	31,198,000	31,247,000
Risk-weighted assets	41,448,000	42,120,000	42,347,000	41,143,000