Call reports 2026
BAY PORT STATE BANK — 2026
What BAY PORT STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 150,062,000 | 153,373,000 |
| Total loans | 129,436,000 | 132,320,000 |
| Allowance for loan losses | 1,883,000 | 1,975,000 |
| Securities available for sale | 10,653,000 | 10,227,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 133,323,000 | 136,070,000 |
| Interest-bearing deposits | 84,546,000 | 85,546,000 |
| Noninterest-bearing deposits | 48,777,000 | 50,524,000 |
| Equity capital | 16,041,000 | 16,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,112,000 | 4,258,000 |
| Interest expense | 355,000 | 707,000 |
| Net interest income | 1,757,000 | 3,551,000 |
| Noninterest income | 89,000 | 184,000 |
| Noninterest expense | 1,188,000 | 2,295,000 |
| Provision for loan losses | 63,000 | 155,000 |
| Pretax income | 595,000 | 1,287,000 |
| Income tax | 125,000 | 270,000 |
| Net income | 470,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,094,000 | 16,558,000 |