Call reports 2024
WISCONSIN RIVER BANK — 2024
What WISCONSIN RIVER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 176,442,000 | 182,925,000 | 178,067,000 | 179,994,000 |
| Total loans | 133,704,000 | 133,134,000 | 139,406,000 | 138,958,000 |
| Allowance for loan losses | 1,684,000 | 1,684,000 | 1,413,000 | 1,529,000 |
| Securities available for sale | 5,651,000 | 5,088,000 | 4,396,000 | 4,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,071,000 | 153,125,000 | 146,883,000 | 145,975,000 |
| Interest-bearing deposits | 122,423,000 | 120,684,000 | 122,898,000 | 118,797,000 |
| Noninterest-bearing deposits | 24,648,000 | 32,441,000 | 23,985,000 | 27,178,000 |
| Equity capital | 24,614,000 | 25,071,000 | 26,070,000 | 25,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,542,000 | 6,982,000 | 9,401,000 |
| Interest expense | 962,000 | 1,969,000 | 3,053,000 | 4,117,000 |
| Net interest income | 1,263,000 | 2,573,000 | 3,929,000 | 5,284,000 |
| Noninterest income | 25,000 | 43,000 | 71,000 | 101,000 |
| Noninterest expense | 777,000 | 1,545,000 | 2,324,000 | 4,417,000 |
| Provision for loan losses | 0 | 0 | -271,000 | -155,000 |
| Pretax income | 511,000 | 1,071,000 | 2,134,000 | 1,292,000 |
| Income tax | 106,000 | 210,000 | 376,000 | 271,000 |
| Net income | 405,000 | 861,000 | 1,758,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,555,000 | 25,011,000 | 25,908,000 | 25,170,000 |