Call reports 2021
WISCONSIN RIVER BANK — 2021
What WISCONSIN RIVER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 177,177,000 | 167,712,000 | 177,815,000 | 182,057,000 |
| Total loans | 115,034,000 | 136,044,000 | 143,008,000 | 148,981,000 |
| Allowance for loan losses | 2,354,000 | 2,369,000 | 2,384,000 | 2,399,000 |
| Securities available for sale | 5,302,000 | 5,004,000 | 4,874,000 | 4,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,436,000 | 140,282,000 | 150,131,000 | 150,945,000 |
| Interest-bearing deposits | 120,812,000 | 112,611,000 | 120,120,000 | 124,656,000 |
| Noninterest-bearing deposits | 30,624,000 | 27,671,000 | 30,011,000 | 26,289,000 |
| Equity capital | 17,635,000 | 18,320,000 | 18,989,000 | 19,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,294,000 | 5,157,000 | 6,952,000 |
| Interest expense | 320,000 | 571,000 | 773,000 | 980,000 |
| Net interest income | 1,227,000 | 2,723,000 | 4,384,000 | 5,972,000 |
| Noninterest income | 26,000 | 183,000 | 223,000 | 280,000 |
| Noninterest expense | 744,000 | 1,447,000 | 2,219,000 | 3,010,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 479,000 | 1,414,000 | 2,328,000 | 3,167,000 |
| Income tax | 123,000 | 369,000 | 606,000 | 828,000 |
| Net income | 356,000 | 1,045,000 | 1,722,000 | 2,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,056,000 | 17,676,000 | 18,410,000 | 19,028,000 |
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