Call reports 2017
WISCONSIN RIVER BANK — 2017
What WISCONSIN RIVER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,379,000 | 110,206,000 | 118,408,000 | 124,091,000 |
| Total loans | 95,371,000 | 97,428,000 | 102,868,000 | 108,018,000 |
| Allowance for loan losses | 1,401,000 | 1,484,000 | 1,514,000 | 1,550,000 |
| Securities available for sale | 6,797,000 | 6,379,000 | 5,924,000 | 5,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,808,000 | 94,777,000 | 96,833,000 | 102,608,000 |
| Interest-bearing deposits | 81,704,000 | 78,743,000 | 79,903,000 | 83,531,000 |
| Noninterest-bearing deposits | 15,104,000 | 16,034,000 | 16,930,000 | 19,077,000 |
| Equity capital | 11,923,000 | 12,201,000 | 12,479,000 | 12,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,461,000 | 3,739,000 | 5,118,000 |
| Interest expense | 184,000 | 373,000 | 587,000 | 828,000 |
| Net interest income | 1,051,000 | 2,088,000 | 3,152,000 | 4,290,000 |
| Noninterest income | 26,000 | 63,000 | 105,000 | 125,000 |
| Noninterest expense | 609,000 | 1,213,000 | 1,821,000 | 2,409,000 |
| Provision for loan losses | 160,000 | 243,000 | 273,000 | 303,000 |
| Pretax income | 308,000 | 695,000 | 1,163,000 | 1,703,000 |
| Income tax | 115,000 | 262,000 | 442,000 | 744,000 |
| Net income | 193,000 | 433,000 | 721,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,741,000 | 11,982,000 | 12,169,000 | 12,454,000 |
| Total capital | 12,825,000 | 13,112,000 | 13,383,000 | 13,769,000 |
| Risk-weighted assets | 86,377,000 | 90,039,000 | 96,743,000 | 104,879,000 |