Call reports 2016
WISCONSIN RIVER BANK — 2016
What WISCONSIN RIVER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 105,131,000 | 109,875,000 | 107,425,000 | 113,401,000 |
| Total loans | 92,657,000 | 90,193,000 | 90,794,000 | 92,812,000 |
| Allowance for loan losses | 1,210,000 | 1,181,000 | 1,211,000 | 1,241,000 |
| Securities available for sale | 7,214,000 | 7,018,000 | 7,209,000 | 6,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,327,000 | 95,327,000 | 93,819,000 | 99,346,000 |
| Interest-bearing deposits | 76,771,000 | 80,627,000 | 78,258,000 | 82,389,000 |
| Noninterest-bearing deposits | 13,556,000 | 14,700,000 | 15,561,000 | 16,957,000 |
| Equity capital | 11,110,000 | 11,325,000 | 11,551,000 | 11,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,066,000 | 3,218,000 | 4,291,000 |
| Interest expense | 157,000 | 322,000 | 498,000 | 671,000 |
| Net interest income | 866,000 | 1,744,000 | 2,720,000 | 3,620,000 |
| Noninterest income | 25,000 | 73,000 | 108,000 | 106,000 |
| Noninterest expense | 552,000 | 1,133,000 | 1,731,000 | 2,335,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 309,000 | 624,000 | 1,007,000 | 1,271,000 |
| Income tax | 115,000 | 233,000 | 379,000 | 476,000 |
| Net income | 194,000 | 391,000 | 628,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,872,000 | 11,070,000 | 11,307,000 | 11,548,000 |
| Total capital | 11,974,000 | 12,158,000 | 12,369,000 | 12,660,000 |
| Risk-weighted assets | 87,954,000 | 86,910,000 | 84,775,000 | 88,728,000 |
Machine access — free, no API key
Every figure shown here about WISCONSIN RIVER BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.