Call reports 2025
COMMUNITY FIRST BANK — 2025
What COMMUNITY FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 627,490,000 | 634,835,000 | 629,228,000 | 635,794,000 |
| Total loans | 398,762,000 | 388,820,000 | 385,194,000 | 401,282,000 |
| Allowance for loan losses | 4,383,000 | 4,445,000 | 4,534,000 | 4,700,000 |
| Securities available for sale | 159,820,000 | 166,493,000 | 168,971,000 | 169,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,835,000 | 544,564,000 | 535,947,000 | 530,688,000 |
| Interest-bearing deposits | 391,716,000 | 384,597,000 | 382,289,000 | 362,052,000 |
| Noninterest-bearing deposits | 150,119,000 | 159,967,000 | 153,658,000 | 168,636,000 |
| Equity capital | 52,857,000 | 55,605,000 | 59,084,000 | 61,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,033,000 | 14,524,000 | 22,022,000 | 29,549,000 |
| Interest expense | 2,056,000 | 4,143,000 | 6,158,000 | 8,028,000 |
| Net interest income | 4,977,000 | 10,381,000 | 15,864,000 | 21,521,000 |
| Noninterest income | 769,000 | 1,522,000 | 2,361,000 | 3,231,000 |
| Noninterest expense | 3,978,000 | 8,062,000 | 12,265,000 | 16,429,000 |
| Provision for loan losses | 124,000 | 250,000 | 327,000 | 454,000 |
| Pretax income | 1,644,000 | 3,591,000 | 5,583,000 | 7,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,644,000 | 3,591,000 | 5,583,000 | 7,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,146,000 | 62,371,000 | 64,140,000 | 65,741,000 |
| Total capital | 65,935,000 | 67,222,000 | 69,130,000 | 70,897,000 |
| Risk-weighted assets | 462,148,000 | 457,901,000 | 450,147,000 | 464,838,000 |