Call reports 2024
COMMUNITY FIRST BANK — 2024
What COMMUNITY FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 592,807,000 | 590,425,000 | 602,479,000 | 600,506,000 |
| Total loans | 389,076,000 | 392,058,000 | 393,735,000 | 399,841,000 |
| Allowance for loan losses | 4,099,000 | 4,086,000 | 4,195,000 | 4,250,000 |
| Securities available for sale | 151,507,000 | 149,661,000 | 162,162,000 | 158,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,894,000 | 502,373,000 | 497,907,000 | 518,810,000 |
| Interest-bearing deposits | 356,962,000 | 348,810,000 | 344,998,000 | 367,672,000 |
| Noninterest-bearing deposits | 147,932,000 | 153,563,000 | 152,909,000 | 151,138,000 |
| Equity capital | 46,592,000 | 46,869,000 | 53,322,000 | 49,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,447,000 | 13,106,000 | 20,079,000 | 27,207,000 |
| Interest expense | 2,079,000 | 4,147,000 | 6,425,000 | 8,553,000 |
| Net interest income | 4,368,000 | 8,959,000 | 13,654,000 | 18,654,000 |
| Noninterest income | 658,000 | 1,477,000 | 2,195,000 | 3,038,000 |
| Noninterest expense | 3,844,000 | 7,788,000 | 11,796,000 | 15,842,000 |
| Provision for loan losses | 41,000 | 24,000 | 75,000 | 125,000 |
| Pretax income | 1,114,000 | 2,531,000 | 3,885,000 | 5,632,000 |
| Income tax | 0 | 7,000 | 10,000 | 10,000 |
| Net income | 1,114,000 | 2,524,000 | 3,875,000 | 5,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,907,000 | 58,851,000 | 59,733,000 | 60,954,000 |
| Total capital | 62,346,000 | 63,343,000 | 64,334,000 | 65,610,000 |
| Risk-weighted assets | 445,308,000 | 451,769,000 | 449,364,000 | 454,837,000 |