Call reports 2023
COMMUNITY FIRST BANK — 2023
What COMMUNITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 592,234,000 | 579,805,000 | 575,968,000 | 585,905,000 |
| Total loans | 358,733,000 | 362,046,000 | 373,098,000 | 381,485,000 |
| Allowance for loan losses | 4,071,000 | 4,040,000 | 3,998,000 | 4,049,000 |
| Securities available for sale | 178,881,000 | 167,979,000 | 155,348,000 | 158,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,218,000 | 505,093,000 | 505,137,000 | 494,232,000 |
| Interest-bearing deposits | 393,467,000 | 360,823,000 | 356,393,000 | 344,729,000 |
| Noninterest-bearing deposits | 141,751,000 | 144,270,000 | 148,744,000 | 149,503,000 |
| Equity capital | 46,962,000 | 44,464,000 | 39,554,000 | 48,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,298,000 | 10,922,000 | 16,871,000 | 23,068,000 |
| Interest expense | 1,122,000 | 2,618,000 | 4,373,000 | 6,251,000 |
| Net interest income | 4,176,000 | 8,304,000 | 12,498,000 | 16,817,000 |
| Noninterest income | 668,000 | 1,351,000 | 2,048,000 | 2,753,000 |
| Noninterest expense | 3,767,000 | 7,470,000 | 11,290,000 | 15,192,000 |
| Provision for loan losses | 42,000 | 4,000 | -27,000 | 16,000 |
| Pretax income | 1,034,000 | 2,112,000 | 3,140,000 | 4,231,000 |
| Income tax | 10,000 | 14,000 | 18,000 | 22,000 |
| Net income | 1,024,000 | 2,098,000 | 3,122,000 | 4,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,832,000 | 57,193,000 | 58,002,000 | 58,232,000 |
| Total capital | 61,080,000 | 61,490,000 | 62,331,000 | 62,612,000 |
| Risk-weighted assets | 411,963,000 | 416,130,000 | 430,076,000 | 435,563,000 |