Call reports 2022
COMMUNITY FIRST BANK — 2022
What COMMUNITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 578,203,000 | 579,602,000 | 576,842,000 | 586,885,000 |
| Total loans | 340,362,000 | 354,198,000 | 359,063,000 | 361,282,000 |
| Allowance for loan losses | 4,985,000 | 4,985,000 | 4,989,000 | 3,947,000 |
| Securities available for sale | 177,943,000 | 179,932,000 | 173,140,000 | 179,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,067,000 | 523,583,000 | 526,397,000 | 522,063,000 |
| Interest-bearing deposits | 366,159,000 | 365,697,000 | 376,493,000 | 364,291,000 |
| Noninterest-bearing deposits | 146,908,000 | 157,886,000 | 149,904,000 | 157,772,000 |
| Equity capital | 51,007,000 | 46,527,000 | 38,887,000 | 44,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,690,000 | 9,539,000 | 14,602,000 | 19,825,000 |
| Interest expense | 168,000 | 358,000 | 628,000 | 1,159,000 |
| Net interest income | 4,522,000 | 9,181,000 | 13,974,000 | 18,666,000 |
| Noninterest income | 1,441,000 | 2,131,000 | 2,833,000 | 3,942,000 |
| Noninterest expense | 3,527,000 | 6,995,000 | 10,745,000 | 14,552,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,100,000 |
| Pretax income | 2,436,000 | 4,317,000 | 6,062,000 | 8,448,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 10,000 |
| Net income | 2,434,000 | 4,312,000 | 6,055,000 | 8,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,270,000 | 54,439,000 | 55,472,000 | 57,541,000 |
| Total capital | 58,107,000 | 59,424,000 | 60,461,000 | 61,488,000 |
| Risk-weighted assets | 386,848,000 | 404,845,000 | 412,798,000 | 406,180,000 |