Call reports 2021
COMMUNITY FIRST BANK — 2021
What COMMUNITY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 517,342,000 | 518,136,000 | 560,354,000 | 575,615,000 |
| Total loans | 339,214,000 | 326,024,000 | 337,867,000 | 340,538,000 |
| Allowance for loan losses | 4,484,000 | 4,661,000 | 4,807,000 | 4,974,000 |
| Securities available for sale | 127,217,000 | 148,992,000 | 174,853,000 | 173,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,076,000 | 439,974,000 | 482,141,000 | 503,895,000 |
| Interest-bearing deposits | 311,294,000 | 311,827,000 | 333,667,000 | 341,597,000 |
| Noninterest-bearing deposits | 130,782,000 | 128,147,000 | 148,474,000 | 162,298,000 |
| Equity capital | 56,811,000 | 58,901,000 | 59,441,000 | 59,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,253,000 | 8,949,000 | 14,182,000 | 18,917,000 |
| Interest expense | 257,000 | 465,000 | 666,000 | 885,000 |
| Net interest income | 3,996,000 | 8,484,000 | 13,516,000 | 18,032,000 |
| Noninterest income | 1,000,000 | 1,704,000 | 2,392,000 | 3,113,000 |
| Noninterest expense | 3,220,000 | 6,431,000 | 10,247,000 | 13,737,000 |
| Provision for loan losses | 128,000 | 256,000 | 383,000 | 511,000 |
| Pretax income | 2,022,000 | 3,951,000 | 5,728,000 | 7,311,000 |
| Income tax | 4,000 | 6,000 | 9,000 | 11,000 |
| Net income | 2,018,000 | 3,945,000 | 5,719,000 | 7,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,752,000 | 50,972,000 | 51,056,000 | 51,744,000 |
| Total capital | 54,233,000 | 55,399,000 | 55,755,000 | 56,536,000 |
| Risk-weighted assets | 358,497,000 | 353,935,000 | 375,820,000 | 383,208,000 |