Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 441,704,000 | 478,517,000 | 487,779,000 | 497,574,000 |
| Total loans | 307,320,000 | 332,487,000 | 325,702,000 | 327,005,000 |
| Allowance for loan losses | 3,811,000 | 4,324,000 | 4,447,000 | 4,369,000 |
| Securities available for sale | 91,646,000 | 98,348,000 | 112,766,000 | 129,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,762,000 | 396,315,000 | 411,546,000 | 421,414,000 |
| Interest-bearing deposits | 281,995,000 | 291,890,000 | 299,554,000 | 294,335,000 |
| Noninterest-bearing deposits | 82,767,000 | 104,425,000 | 111,992,000 | 127,079,000 |
| Equity capital | 53,814,000 | 57,031,000 | 57,021,000 | 57,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,548,000 | 10,030,000 | 14,564,000 | 18,952,000 |
| Interest expense | 729,000 | 1,352,000 | 1,874,000 | 2,247,000 |
| Net interest income | 3,819,000 | 8,678,000 | 12,690,000 | 16,705,000 |
| Noninterest income | 606,000 | 1,405,000 | 2,141,000 | 2,821,000 |
| Noninterest expense | 3,061,000 | 6,137,000 | 9,415,000 | 12,720,000 |
| Provision for loan losses | 128,000 | 684,000 | 812,000 | 939,000 |
| Pretax income | 1,339,000 | 3,547,000 | 4,938,000 | 6,201,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 1,337,000 | 3,543,000 | 4,932,000 | 6,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,610,000 | 47,858,000 | 47,787,000 | 48,377,000 |
| Total capital | 49,421,000 | 52,087,000 | 52,021,000 | 52,736,000 |
| Risk-weighted assets | 330,328,000 | 338,220,000 | 338,537,000 | 348,682,000 |