Call reports 2019
COMMUNITY FIRST BANK — 2019
What COMMUNITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 423,553,000 | 429,880,000 | 427,521,000 | 425,790,000 |
| Total loans | 295,933,000 | 299,062,000 | 299,832,000 | 302,170,000 |
| Allowance for loan losses | 3,372,000 | 3,497,000 | 3,606,000 | 3,678,000 |
| Securities available for sale | 82,936,000 | 86,474,000 | 90,038,000 | 88,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,199,000 | 351,485,000 | 355,084,000 | 351,893,000 |
| Interest-bearing deposits | 276,269,000 | 270,437,000 | 275,187,000 | 270,679,000 |
| Noninterest-bearing deposits | 79,930,000 | 81,048,000 | 79,897,000 | 81,214,000 |
| Equity capital | 49,016,000 | 50,608,000 | 51,661,000 | 52,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,444,000 | 9,047,000 | 13,727,000 | 18,383,000 |
| Interest expense | 695,000 | 1,452,000 | 2,301,000 | 3,079,000 |
| Net interest income | 3,749,000 | 7,595,000 | 11,426,000 | 15,304,000 |
| Noninterest income | 494,000 | 1,119,000 | 1,802,000 | 2,477,000 |
| Noninterest expense | 2,850,000 | 5,768,000 | 8,726,000 | 11,574,000 |
| Provision for loan losses | 128,000 | 256,000 | 384,000 | 511,000 |
| Pretax income | 1,434,000 | 2,867,000 | 4,294,000 | 5,818,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 1,432,000 | 2,863,000 | 4,289,000 | 5,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,378,000 | 43,859,000 | 44,334,000 | 44,933,000 |
| Total capital | 46,750,000 | 47,356,000 | 47,940,000 | 48,611,000 |
| Risk-weighted assets | 304,855,000 | 315,441,000 | 318,809,000 | 323,598,000 |