Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 406,706,000 | 407,347,000 | 413,966,000 | 417,448,000 |
| Total loans | 291,321,000 | 293,412,000 | 299,724,000 | 300,154,000 |
| Allowance for loan losses | 3,172,000 | 3,301,000 | 3,319,000 | 3,248,000 |
| Securities available for sale | 77,589,000 | 78,301,000 | 76,068,000 | 80,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,493,000 | 346,256,000 | 348,476,000 | 351,451,000 |
| Interest-bearing deposits | 267,417,000 | 267,153,000 | 269,009,000 | 267,106,000 |
| Noninterest-bearing deposits | 74,076,000 | 79,103,000 | 79,467,000 | 84,345,000 |
| Equity capital | 45,607,000 | 45,841,000 | 46,060,000 | 47,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,054,000 | 8,332,000 | 12,811,000 | 17,324,000 |
| Interest expense | 443,000 | 944,000 | 1,525,000 | 2,179,000 |
| Net interest income | 3,611,000 | 7,388,000 | 11,286,000 | 15,145,000 |
| Noninterest income | 550,000 | 1,104,000 | 1,700,000 | 2,294,000 |
| Noninterest expense | 2,802,000 | 5,582,000 | 8,373,000 | 11,217,000 |
| Provision for loan losses | 128,000 | 256,000 | 384,000 | 511,000 |
| Pretax income | 1,231,000 | 2,650,000 | 4,207,000 | 5,664,000 |
| Income tax | 6,000 | 8,000 | 10,000 | 12,000 |
| Net income | 1,225,000 | 2,642,000 | 4,197,000 | 5,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,257,000 | 41,735,000 | 42,335,000 | 42,832,000 |
| Total capital | 44,429,000 | 45,036,000 | 45,654,000 | 46,080,000 |
| Risk-weighted assets | 290,218,000 | 294,089,000 | 302,751,000 | 306,961,000 |