Call reports 2017
COMMUNITY FIRST BANK — 2017
What COMMUNITY FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 395,700,000 | 394,053,000 | 402,871,000 | 402,641,000 |
| Total loans | 280,475,000 | 279,930,000 | 287,414,000 | 290,658,000 |
| Allowance for loan losses | 3,043,000 | 3,120,000 | 3,090,000 | 3,201,000 |
| Securities available for sale | 79,059,000 | 80,204,000 | 79,222,000 | 80,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,584,000 | 324,979,000 | 332,897,000 | 335,380,000 |
| Interest-bearing deposits | 259,214,000 | 256,486,000 | 257,319,000 | 256,947,000 |
| Noninterest-bearing deposits | 68,370,000 | 68,493,000 | 75,578,000 | 78,433,000 |
| Equity capital | 44,968,000 | 46,217,000 | 47,374,000 | 46,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,828,000 | 7,698,000 | 11,778,000 | 15,840,000 |
| Interest expense | 298,000 | 594,000 | 998,000 | 1,410,000 |
| Net interest income | 3,530,000 | 7,104,000 | 10,780,000 | 14,430,000 |
| Noninterest income | 515,000 | 1,119,000 | 1,884,000 | 2,444,000 |
| Noninterest expense | 2,768,000 | 5,419,000 | 8,135,000 | 10,696,000 |
| Provision for loan losses | 128,000 | 256,000 | 384,000 | 511,000 |
| Pretax income | 1,151,000 | 2,564,000 | 4,162,000 | 5,684,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 1,150,000 | 2,562,000 | 4,159,000 | 5,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,936,000 | 40,889,000 | 42,019,000 | 41,051,000 |
| Total capital | 42,979,000 | 44,009,000 | 45,109,000 | 44,252,000 |
| Risk-weighted assets | 277,545,000 | 278,581,000 | 288,112,000 | 291,689,000 |