Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 238,795,000 | 237,625,000 | 243,306,000 | 395,878,000 |
| Total loans | 143,526,000 | 147,876,000 | 150,040,000 | 275,785,000 |
| Allowance for loan losses | 2,630,000 | 2,621,000 | 2,625,000 | 2,903,000 |
| Securities available for sale | 69,400,000 | 64,308,000 | 68,283,000 | 81,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,060,000 | 197,218,000 | 203,224,000 | 326,640,000 |
| Interest-bearing deposits | 154,989,000 | 151,003,000 | 154,766,000 | 256,052,000 |
| Noninterest-bearing deposits | 43,071,000 | 46,215,000 | 48,458,000 | 70,588,000 |
| Equity capital | 24,052,000 | 24,516,000 | 24,633,000 | 44,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,955,000 | 6,119,000 | 12,023,000 |
| Interest expense | 174,000 | 341,000 | 507,000 | 936,000 |
| Net interest income | 1,791,000 | 3,614,000 | 5,612,000 | 11,087,000 |
| Noninterest income | 387,000 | 816,000 | 1,279,000 | 1,965,000 |
| Noninterest expense | 1,780,000 | 3,697,000 | 5,547,000 | 10,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 280,000 |
| Pretax income | 449,000 | 922,000 | 1,548,000 | 2,632,000 |
| Income tax | 0 | 1,000 | 3,000 | 4,000 |
| Net income | 449,000 | 921,000 | 1,545,000 | 2,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,464,000 | 23,643,000 | 23,967,000 | 39,413,000 |
| Total capital | 25,277,000 | 25,496,000 | 25,832,000 | 42,316,000 |
| Risk-weighted assets | 144,204,000 | 147,474,000 | 148,413,000 | 271,153,000 |