Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 235,235,000 | 235,184,000 | 235,062,000 | 233,606,000 |
| Total loans | 146,437,000 | 146,380,000 | 144,134,000 | 140,914,000 |
| Allowance for loan losses | 2,855,000 | 2,823,000 | 2,818,000 | 2,668,000 |
| Securities available for sale | 66,379,000 | 67,717,000 | 65,383,000 | 71,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,708,000 | 193,269,000 | 195,077,000 | 190,138,000 |
| Interest-bearing deposits | 154,963,000 | 149,181,000 | 149,351,000 | 146,339,000 |
| Noninterest-bearing deposits | 41,745,000 | 44,088,000 | 45,726,000 | 43,799,000 |
| Equity capital | 23,860,000 | 23,496,000 | 24,015,000 | 23,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,035,000 | 6,060,000 | 8,058,000 |
| Interest expense | 205,000 | 402,000 | 589,000 | 767,000 |
| Net interest income | 1,833,000 | 3,633,000 | 5,471,000 | 7,291,000 |
| Noninterest income | 426,000 | 887,000 | 1,282,000 | 1,757,000 |
| Noninterest expense | 1,662,000 | 3,449,000 | 5,181,000 | 6,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 597,000 | 1,151,000 | 1,712,000 | 2,379,000 |
| Income tax | 5,000 | 6,000 | 8,000 | 9,000 |
| Net income | 592,000 | 1,145,000 | 1,704,000 | 2,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,181,000 | 23,434,000 | 23,694,000 | 23,259,000 |
| Total capital | 24,965,000 | 25,208,000 | 25,457,000 | 25,032,000 |
| Risk-weighted assets | 141,711,000 | 140,907,000 | 139,977,000 | 140,917,000 |