Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 230,367,000 | 234,165,000 | 233,269,000 | 234,694,000 |
| Total loans | 146,345,000 | 144,303,000 | 143,661,000 | 148,477,000 |
| Allowance for loan losses | 2,918,000 | 2,844,000 | 2,843,000 | 2,843,000 |
| Securities available for sale | 57,891,000 | 59,947,000 | 66,872,000 | 63,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,209,000 | 198,942,000 | 197,211,000 | 198,523,000 |
| Interest-bearing deposits | 161,933,000 | 158,951,000 | 155,213,000 | 153,780,000 |
| Noninterest-bearing deposits | 34,276,000 | 39,991,000 | 41,998,000 | 44,743,000 |
| Equity capital | 22,196,000 | 22,893,000 | 23,171,000 | 22,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,039,000 | 6,073,000 | 8,102,000 |
| Interest expense | 221,000 | 433,000 | 648,000 | 860,000 |
| Net interest income | 1,781,000 | 3,606,000 | 5,425,000 | 7,242,000 |
| Noninterest income | 443,000 | 1,036,000 | 1,588,000 | 2,353,000 |
| Noninterest expense | 1,785,000 | 3,601,000 | 5,348,000 | 7,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 439,000 | 1,101,000 | 1,726,000 | 2,508,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | 438,000 | 1,099,000 | 1,724,000 | 2,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,722,000 | 23,083,000 | 23,408,000 | 22,889,000 |
| Total capital | 24,450,000 | 24,800,000 | 25,112,000 | 24,615,000 |
| Risk-weighted assets | 137,074,000 | 136,200,000 | 135,203,000 | 136,987,000 |