Call reports 2013
COMMUNITY FIRST BANK — 2013
What COMMUNITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 222,188,000 | 216,994,000 | 221,797,000 | 219,799,000 |
| Total loans | 137,848,000 | 145,942,000 | 146,771,000 | 142,357,000 |
| Allowance for loan losses | 2,440,000 | 2,240,000 | 2,712,000 | 2,811,000 |
| Securities available for sale | 53,464,000 | 49,747,000 | 52,161,000 | 54,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,680,000 | 179,651,000 | 184,937,000 | 185,282,000 |
| Interest-bearing deposits | 151,233,000 | 149,441,000 | 151,751,000 | 152,975,000 |
| Noninterest-bearing deposits | 33,447,000 | 30,210,000 | 33,186,000 | 32,307,000 |
| Equity capital | 23,006,000 | 22,935,000 | 22,070,000 | 21,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,049,000 | 4,107,000 | 6,161,000 | 8,243,000 |
| Interest expense | 275,000 | 522,000 | 764,000 | 996,000 |
| Net interest income | 1,774,000 | 3,585,000 | 5,397,000 | 7,247,000 |
| Noninterest income | 450,000 | 921,000 | 1,419,000 | 1,909,000 |
| Noninterest expense | 1,836,000 | 3,640,000 | 5,389,000 | 7,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 464,000 | 1,003,000 | 1,564,000 | 2,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 1,003,000 | 1,564,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,517,000 | 23,056,000 | 22,917,000 | 22,584,000 |
| Total capital | 24,174,000 | 24,768,000 | 24,619,000 | 24,250,000 |
| Risk-weighted assets | 131,776,000 | 136,411,000 | 135,161,000 | 132,131,000 |