Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,621,000 | 216,932,000 | 216,474,000 | 227,857,000 |
| Total loans | 144,126,000 | 139,289,000 | 141,211,000 | 140,147,000 |
| Allowance for loan losses | 3,674,000 | 2,904,000 | 2,786,000 | 2,776,000 |
| Securities available for sale | 42,680,000 | 47,948,000 | 47,929,000 | 52,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,341,000 | 182,993,000 | 182,914,000 | 193,119,000 |
| Interest-bearing deposits | 154,718,000 | 154,637,000 | 152,079,000 | 155,467,000 |
| Noninterest-bearing deposits | 25,623,000 | 28,356,000 | 30,835,000 | 37,651,000 |
| Equity capital | 21,524,000 | 21,908,000 | 22,475,000 | 22,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,449,000 | 6,640,000 | 8,734,000 |
| Interest expense | 400,000 | 764,000 | 1,086,000 | 1,384,000 |
| Net interest income | 1,864,000 | 3,685,000 | 5,554,000 | 7,350,000 |
| Noninterest income | 414,000 | 719,000 | 1,046,000 | 1,700,000 |
| Noninterest expense | 1,868,000 | 3,653,000 | 5,484,000 | 7,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 495,000 | 956,000 | 1,321,000 | 1,812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 956,000 | 1,321,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,737,000 | 21,198,000 | 21,562,000 | 22,053,000 |
| Total capital | 22,465,000 | 22,893,000 | 23,277,000 | 23,753,000 |
| Risk-weighted assets | 136,281,000 | 134,378,000 | 136,137,000 | 134,927,000 |