Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 224,989,000 | 221,326,000 | 220,042,000 | 217,580,000 |
| Total loans | 160,626,000 | 155,808,000 | 153,140,000 | 144,904,000 |
| Allowance for loan losses | 5,730,000 | 4,919,000 | 4,219,000 | 4,321,000 |
| Securities available for sale | 40,217,000 | 40,448,000 | 39,661,000 | 43,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,533,000 | 178,023,000 | 183,022,000 | 181,621,000 |
| Interest-bearing deposits | 161,242,000 | 156,296,000 | 157,344,000 | 155,981,000 |
| Noninterest-bearing deposits | 20,291,000 | 21,727,000 | 25,678,000 | 25,640,000 |
| Equity capital | 19,110,000 | 20,039,000 | 20,556,000 | 21,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,567,000 | 5,086,000 | 7,531,000 | 9,882,000 |
| Interest expense | 721,000 | 1,394,000 | 1,967,000 | 2,423,000 |
| Net interest income | 1,846,000 | 3,692,000 | 5,564,000 | 7,459,000 |
| Noninterest income | 538,000 | 948,000 | 1,420,000 | 1,833,000 |
| Noninterest expense | 1,886,000 | 3,702,000 | 5,632,000 | 7,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 498,000 | 947,000 | 1,372,000 | 1,907,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 947,000 | 1,372,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,831,000 | 19,280,000 | 19,705,000 | 20,241,000 |
| Total capital | 20,750,000 | 21,164,000 | 21,548,000 | 21,990,000 |
| Risk-weighted assets | 149,781,000 | 147,683,000 | 145,037,000 | 137,387,000 |