Call reports 2010
COMMUNITY FIRST BANK — 2010
What COMMUNITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 248,032,000 | 242,466,000 | 244,365,000 | 241,686,000 |
| Total loans | 187,978,000 | 184,938,000 | 177,752,000 | 170,189,000 |
| Allowance for loan losses | 6,103,000 | 5,360,000 | 5,452,000 | 6,513,000 |
| Securities available for sale | 38,280,000 | 39,161,000 | 39,497,000 | 42,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,480,000 | 198,202,000 | 199,376,000 | 197,771,000 |
| Interest-bearing deposits | 189,655,000 | 180,700,000 | 182,250,000 | 168,860,000 |
| Noninterest-bearing deposits | 16,825,000 | 17,502,000 | 17,126,000 | 28,911,000 |
| Equity capital | 19,280,000 | 21,641,000 | 21,441,000 | 18,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,108,000 | 6,111,000 | 9,098,000 | 11,737,000 |
| Interest expense | 989,000 | 1,945,000 | 2,845,000 | 3,640,000 |
| Net interest income | 2,119,000 | 4,166,000 | 6,253,000 | 8,097,000 |
| Noninterest income | 341,000 | 703,000 | 1,093,000 | 1,522,000 |
| Noninterest expense | 1,672,000 | 3,381,000 | 5,062,000 | 6,847,000 |
| Provision for loan losses | 2,285,000 | 2,285,000 | 3,405,000 | 6,205,000 |
| Pretax income | -1,408,000 | -708,000 | -984,000 | -3,275,000 |
| Income tax | 0 | -26,000 | -26,000 | -26,000 |
| Net income | -1,408,000 | -682,000 | -958,000 | -3,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,675,000 | 20,900,000 | 20,625,000 | 18,334,000 |
| Total capital | 20,958,000 | 23,115,000 | 22,705,000 | 20,340,000 |
| Risk-weighted assets | 178,844,000 | 174,034,000 | 163,037,000 | 155,983,000 |