Call reports 2007
COMMUNITY FIRST BANK — 2007
What COMMUNITY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 196,442,000 | 200,558,000 | 208,194,000 | 215,878,000 |
| Total loans | 154,083,000 | 159,700,000 | 166,100,000 | 172,169,000 |
| Allowance for loan losses | 1,582,000 | 1,391,000 | 1,453,000 | 1,519,000 |
| Securities available for sale | 29,323,000 | 29,572,000 | 30,528,000 | 29,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,953,000 | 160,078,000 | 163,732,000 | 174,083,000 |
| Interest-bearing deposits | 147,387,000 | 144,498,000 | 146,609,000 | 157,237,000 |
| Noninterest-bearing deposits | 13,566,000 | 15,580,000 | 17,123,000 | 16,846,000 |
| Equity capital | 14,903,000 | 14,691,000 | 15,620,000 | 16,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,224,000 | 6,646,000 | 10,255,000 | 13,948,000 |
| Interest expense | 1,561,000 | 3,219,000 | 4,954,000 | 6,731,000 |
| Net interest income | 1,663,000 | 3,427,000 | 5,301,000 | 7,217,000 |
| Noninterest income | 367,000 | 814,000 | 1,204,000 | 1,618,000 |
| Noninterest expense | 1,487,000 | 2,958,000 | 4,422,000 | 5,900,000 |
| Provision for loan losses | 65,000 | 130,000 | 197,000 | 263,000 |
| Pretax income | 478,000 | 1,153,000 | 1,886,000 | 2,672,000 |
| Income tax | 2,000 | 6,000 | 12,000 | 23,000 |
| Net income | 476,000 | 1,147,000 | 1,874,000 | 2,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,762,000 | 14,933,000 | 15,360,000 | 16,135,000 |
| Total capital | 16,344,000 | 16,324,000 | 16,813,000 | 17,654,000 |
| Risk-weighted assets | 146,783,000 | 156,037,000 | 165,222,000 | 170,759,000 |