Call reports 2006
COMMUNITY FIRST BANK — 2006
What COMMUNITY FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 180,466,000 | 186,189,000 | 183,845,000 | 190,249,000 |
| Total loans | 138,348,000 | 144,605,000 | 144,073,000 | 150,621,000 |
| Allowance for loan losses | 1,590,000 | 1,646,000 | 1,651,000 | 1,710,000 |
| Securities available for sale | 30,316,000 | 27,752,000 | 27,050,000 | 28,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,707,000 | 156,018,000 | 155,338,000 | 157,650,000 |
| Interest-bearing deposits | 137,031,000 | 138,178,000 | 140,153,000 | 141,464,000 |
| Noninterest-bearing deposits | 14,676,000 | 17,840,000 | 15,185,000 | 16,186,000 |
| Equity capital | 14,028,000 | 13,642,000 | 14,073,000 | 14,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,839,000 | 5,880,000 | 9,027,000 | 12,268,000 |
| Interest expense | 1,170,000 | 2,522,000 | 4,023,000 | 5,539,000 |
| Net interest income | 1,669,000 | 3,358,000 | 5,004,000 | 6,729,000 |
| Noninterest income | 369,000 | 811,000 | 1,186,000 | 1,525,000 |
| Noninterest expense | 1,474,000 | 2,895,000 | 4,355,000 | 5,703,000 |
| Provision for loan losses | 63,000 | 127,000 | 191,000 | 255,000 |
| Pretax income | 462,000 | 1,108,000 | 1,642,000 | 2,294,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 460,000 | 1,103,000 | 1,635,000 | 2,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,161,000 | 14,004,000 | 14,137,000 | 14,786,000 |
| Total capital | 15,751,000 | 15,650,000 | 15,788,000 | 16,496,000 |
| Risk-weighted assets | 134,039,000 | 137,221,000 | 136,706,000 | 141,732,000 |