Call reports 2002
COMMUNITY FIRST BANK — 2002
What COMMUNITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 133,468,000 | 137,820,000 | 149,198,000 | 149,381,000 |
| Total loans | 90,998,000 | 95,288,000 | 100,945,000 | 103,473,000 |
| Allowance for loan losses | 1,415,000 | 1,440,000 | 1,464,000 | 1,492,000 |
| Securities available for sale | 31,723,000 | 33,541,000 | 36,140,000 | 30,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,616,000 | 121,728,000 | 129,116,000 | 129,511,000 |
| Interest-bearing deposits | 105,930,000 | 107,949,000 | 114,345,000 | 115,588,000 |
| Noninterest-bearing deposits | 12,686,000 | 13,779,000 | 14,771,000 | 13,923,000 |
| Equity capital | 11,710,000 | 11,702,000 | 11,983,000 | 11,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,190,000 | 4,361,000 | 6,625,000 | 8,877,000 |
| Interest expense | 847,000 | 1,609,000 | 2,418,000 | 3,220,000 |
| Net interest income | 1,343,000 | 2,752,000 | 4,207,000 | 5,657,000 |
| Noninterest income | 363,000 | 730,000 | 1,155,000 | 1,789,000 |
| Noninterest expense | 988,000 | 2,026,000 | 3,155,000 | 4,591,000 |
| Provision for loan losses | 26,000 | 54,000 | 82,000 | 110,000 |
| Pretax income | 938,000 | 1,648,000 | 2,371,000 | 2,991,000 |
| Income tax | 0 | 13,000 | 25,000 | 38,000 |
| Net income | 938,000 | 1,635,000 | 2,346,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,485,000 | 11,032,000 | 11,143,000 | 11,200,000 |
| Total capital | 12,666,000 | 12,232,000 | 12,425,000 | 12,474,000 |
| Risk-weighted assets | 94,265,000 | 95,801,000 | 102,394,000 | 101,700,000 |