Call reports 2001
COMMUNITY FIRST BANK — 2001
What COMMUNITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,010,000 | 125,675,000 | 133,320,000 | 135,388,000 |
| Total loans | 86,697,000 | 84,084,000 | 85,987,000 | 91,389,000 |
| Allowance for loan losses | 1,342,000 | 1,349,000 | 1,359,000 | 1,389,000 |
| Securities available for sale | 29,905,000 | 30,062,000 | 38,315,000 | 31,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,735,000 | 111,631,000 | 117,078,000 | 121,142,000 |
| Interest-bearing deposits | 100,478,000 | 99,665,000 | 104,257,000 | 106,571,000 |
| Noninterest-bearing deposits | 10,257,000 | 11,966,000 | 12,821,000 | 14,571,000 |
| Equity capital | 11,054,000 | 10,727,000 | 11,235,000 | 10,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,452,000 | 4,775,000 | 7,071,000 | 9,433,000 |
| Interest expense | 1,344,000 | 2,514,000 | 3,645,000 | 4,615,000 |
| Net interest income | 1,108,000 | 2,261,000 | 3,426,000 | 4,818,000 |
| Noninterest income | 226,000 | 519,000 | 797,000 | 1,228,000 |
| Noninterest expense | 871,000 | 1,813,000 | 2,702,000 | 3,851,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 91,000 |
| Pretax income | 441,000 | 922,000 | 1,453,000 | 2,104,000 |
| Income tax | 1,000 | 13,000 | 25,000 | 36,000 |
| Net income | 440,000 | 909,000 | 1,428,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,719,000 | 10,428,000 | 10,607,000 | 10,547,000 |
| Total capital | 11,925,000 | 11,544,000 | 11,790,000 | 11,693,000 |
| Risk-weighted assets | 96,372,000 | 89,396,000 | 94,152,000 | 91,420,000 |