Call reports 2022
PIONEER STATE BANK — 2022
What PIONEER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 135,197,000 | 133,488,000 | 133,156,000 | 121,815,000 |
| Total loans | 80,700,000 | 83,090,000 | 83,843,000 | 87,201,000 |
| Allowance for loan losses | 1,095,000 | 1,102,000 | 1,110,000 | 1,116,000 |
| Securities available for sale | 20,778,000 | 17,139,000 | 13,727,000 | 13,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,880,000 | 112,573,000 | 113,113,000 | 105,945,000 |
| Interest-bearing deposits | 89,714,000 | 89,770,000 | 90,094,000 | 82,880,000 |
| Noninterest-bearing deposits | 24,166,000 | 22,803,000 | 23,019,000 | 23,065,000 |
| Equity capital | 13,749,000 | 13,491,000 | 13,347,000 | 13,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,143,000 | 3,352,000 | 4,705,000 |
| Interest expense | 93,000 | 177,000 | 262,000 | 341,000 |
| Net interest income | 1,002,000 | 1,966,000 | 3,090,000 | 4,364,000 |
| Noninterest income | 95,000 | 177,000 | 260,000 | 336,000 |
| Noninterest expense | 918,000 | 1,890,000 | 2,916,000 | 4,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 253,000 | 434,000 | 555,000 |
| Income tax | -23,000 | -45,000 | -68,000 | -90,000 |
| Net income | 202,000 | 298,000 | 502,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,150,000 | 14,256,000 | 14,377,000 | 14,527,000 |