Call reports 2021
PIONEER STATE BANK — 2021
What PIONEER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 130,558,000 | 132,670,000 | 133,575,000 | 133,995,000 |
| Total loans | 82,549,000 | 83,280,000 | 81,533,000 | 85,729,000 |
| Allowance for loan losses | 1,065,000 | 1,142,000 | 1,080,000 | 1,088,000 |
| Securities available for sale | 18,928,000 | 21,568,000 | 20,404,000 | 23,854,000 |
| Securities held to maturity | 0 | 0 | 5,054,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,133,000 | 108,712,000 | 109,864,000 | 110,117,000 |
| Interest-bearing deposits | 83,868,000 | 84,764,000 | 87,523,000 | 86,709,000 |
| Noninterest-bearing deposits | 22,265,000 | 23,948,000 | 22,341,000 | 23,408,000 |
| Equity capital | 13,769,000 | 13,946,000 | 14,163,000 | 14,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,236,000 | 3,420,000 | 4,538,000 |
| Interest expense | 120,000 | 237,000 | 351,000 | 463,000 |
| Net interest income | 958,000 | 1,999,000 | 3,069,000 | 4,075,000 |
| Noninterest income | 88,000 | 160,000 | 251,000 | 324,000 |
| Noninterest expense | 863,000 | 1,718,000 | 2,596,000 | 3,537,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 70,000 |
| Pretax income | 183,000 | 371,000 | 654,000 | 792,000 |
| Income tax | -17,000 | -40,000 | -63,000 | -85,000 |
| Net income | 200,000 | 411,000 | 717,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,510,000 | 13,729,000 | 13,955,000 | 13,995,000 |