Call reports 2020
PIONEER STATE BANK — 2020
What PIONEER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,200,000 | 112,461,000 | 117,029,000 | 117,775,000 |
| Total loans | 73,107,000 | 77,147,000 | 78,221,000 | 80,837,000 |
| Allowance for loan losses | 997,000 | 1,033,000 | 1,040,000 | 1,058,000 |
| Securities available for sale | 15,019,000 | 14,600,000 | 13,376,000 | 16,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,380,000 | 88,821,000 | 93,349,000 | 94,894,000 |
| Interest-bearing deposits | 67,371,000 | 70,077,000 | 75,387,000 | 73,522,000 |
| Noninterest-bearing deposits | 16,009,000 | 18,744,000 | 17,962,000 | 21,372,000 |
| Equity capital | 13,341,000 | 13,328,000 | 13,529,000 | 13,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,148,000 | 3,209,000 | 4,249,000 |
| Interest expense | 168,000 | 312,000 | 451,000 | 584,000 |
| Net interest income | 913,000 | 1,836,000 | 2,758,000 | 3,665,000 |
| Noninterest income | 98,000 | 167,000 | 252,000 | 323,000 |
| Noninterest expense | 851,000 | 1,650,000 | 2,473,000 | 3,285,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 95,000 |
| Pretax income | 115,000 | 278,000 | 462,000 | 608,000 |
| Income tax | -15,000 | -30,000 | -45,000 | -76,000 |
| Net income | 130,000 | 308,000 | 507,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,965,000 | 13,025,000 | 13,235,000 | 13,331,000 |