Call reports 2019
PIONEER STATE BANK — 2019
What PIONEER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 105,170,000 | 102,164,000 | 107,660,000 | 106,885,000 |
| Total loans | 69,262,000 | 68,636,000 | 75,094,000 | 74,876,000 |
| Allowance for loan losses | 945,000 | 926,000 | 1,117,000 | 945,000 |
| Securities available for sale | 20,414,000 | 15,484,000 | 13,440,000 | 9,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,998,000 | 78,624,000 | 84,263,000 | 83,469,000 |
| Interest-bearing deposits | 65,665,000 | 64,388,000 | 69,348,000 | 66,477,000 |
| Noninterest-bearing deposits | 15,333,000 | 14,236,000 | 14,915,000 | 16,992,000 |
| Equity capital | 13,133,000 | 13,124,000 | 13,056,000 | 13,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,202,000 | 3,366,000 | 4,551,000 |
| Interest expense | 177,000 | 362,000 | 544,000 | 723,000 |
| Net interest income | 935,000 | 1,840,000 | 2,822,000 | 3,828,000 |
| Noninterest income | 82,000 | 158,000 | 236,000 | 343,000 |
| Noninterest expense | 971,000 | 1,814,000 | 2,735,000 | 3,604,000 |
| Provision for loan losses | 0 | 60,000 | 255,000 | 289,000 |
| Pretax income | 46,000 | 124,000 | 68,000 | 278,000 |
| Income tax | -15,000 | -30,000 | -45,000 | -60,000 |
| Net income | 61,000 | 154,000 | 113,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,810,000 | 12,767,000 | 12,738,000 | 12,976,000 |
| Total capital | 13,700,000 | 13,629,000 | 13,681,000 | 13,921,000 |
| Risk-weighted assets | 71,206,000 | 68,909,000 | 75,309,000 | 79,003,000 |