Call reports 2018
PIONEER STATE BANK — 2018
What PIONEER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,794,000 | 106,628,000 | 108,859,000 | 105,858,000 |
| Total loans | 75,037,000 | 69,136,000 | 70,937,000 | 70,151,000 |
| Allowance for loan losses | 1,355,000 | 1,326,000 | 1,333,000 | 954,000 |
| Securities available for sale | 15,515,000 | 14,844,000 | 16,337,000 | 20,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,237,000 | 83,567,000 | 86,015,000 | 83,326,000 |
| Interest-bearing deposits | 68,552,000 | 68,883,000 | 70,636,000 | 66,054,000 |
| Noninterest-bearing deposits | 14,685,000 | 14,684,000 | 15,379,000 | 17,272,000 |
| Equity capital | 12,660,000 | 12,945,000 | 13,107,000 | 13,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,231,000 | 3,304,000 | 4,419,000 |
| Interest expense | 137,000 | 284,000 | 449,000 | 627,000 |
| Net interest income | 961,000 | 1,947,000 | 2,855,000 | 3,792,000 |
| Noninterest income | 42,000 | 144,000 | 240,000 | 301,000 |
| Noninterest expense | 832,000 | 1,691,000 | 2,554,000 | 3,379,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 560,000 |
| Pretax income | -88,000 | 158,000 | 299,000 | 162,000 |
| Income tax | -15,000 | -30,000 | -45,000 | -60,000 |
| Net income | -73,000 | 188,000 | 344,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,387,000 | 12,663,000 | 12,832,000 | 12,725,000 |
| Total capital | 13,384,000 | 13,572,000 | 13,764,000 | 13,637,000 |
| Risk-weighted assets | 79,418,000 | 72,335,000 | 74,203,000 | 72,929,000 |