Call reports 2016
PIONEER STATE BANK — 2016
What PIONEER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,090,000 | 106,743,000 | 102,682,000 | 100,583,000 |
| Total loans | 45,600,000 | 60,259,000 | 61,144,000 | 63,390,000 |
| Allowance for loan losses | 1,165,000 | 1,172,000 | 1,175,000 | 1,183,000 |
| Securities available for sale | 8,618,000 | 15,531,000 | 17,932,000 | 17,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,390,000 | 88,744,000 | 88,580,000 | 87,367,000 |
| Interest-bearing deposits | 45,201,000 | 72,599,000 | 74,908,000 | 71,626,000 |
| Noninterest-bearing deposits | 8,189,000 | 16,145,000 | 13,672,000 | 15,741,000 |
| Equity capital | 12,221,000 | 12,085,000 | 12,015,000 | 12,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,322,000 | 2,204,000 | 3,119,000 |
| Interest expense | 45,000 | 95,000 | 172,000 | 249,000 |
| Net interest income | 588,000 | 1,227,000 | 2,032,000 | 2,870,000 |
| Noninterest income | 87,000 | 176,000 | 290,000 | 411,000 |
| Noninterest expense | 584,000 | 1,320,000 | 2,251,000 | 3,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 83,000 | 71,000 | 171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 83,000 | 71,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,881,000 | 11,737,000 | 11,490,000 | 11,600,000 |
| Total capital | 12,440,000 | 12,493,000 | 12,373,000 | 12,416,000 |
| Risk-weighted assets | 44,063,000 | 60,087,000 | 70,302,000 | 64,868,000 |