Call reports 2015
PIONEER STATE BANK — 2015
What PIONEER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,132,000 | 66,431,000 | 68,960,000 | 68,194,000 |
| Total loans | 41,162,000 | 42,594,000 | 45,547,000 | 45,332,000 |
| Allowance for loan losses | 1,120,000 | 1,121,000 | 1,146,000 | 1,155,000 |
| Securities available for sale | 15,277,000 | 16,240,000 | 13,768,000 | 10,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,710,000 | 54,005,000 | 56,526,000 | 55,649,000 |
| Interest-bearing deposits | 46,016,000 | 45,768,000 | 49,190,000 | 46,607,000 |
| Noninterest-bearing deposits | 7,694,000 | 8,237,000 | 7,336,000 | 9,042,000 |
| Equity capital | 12,052,000 | 12,039,000 | 12,036,000 | 12,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,208,000 | 1,845,000 | 2,511,000 |
| Interest expense | 48,000 | 95,000 | 145,000 | 192,000 |
| Net interest income | 570,000 | 1,113,000 | 1,700,000 | 2,319,000 |
| Noninterest income | 103,000 | 194,000 | 287,000 | 375,000 |
| Noninterest expense | 624,000 | 1,279,000 | 1,932,000 | 2,529,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 28,000 | 55,000 | 165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 28,000 | 55,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,750,000 | 11,699,000 | 11,680,000 | 11,790,000 |
| Total capital | 12,295,000 | 12,289,000 | 12,337,000 | 12,360,000 |
| Risk-weighted assets | 43,073,000 | 46,614,000 | 51,978,000 | 44,908,000 |