Call reports 2014
PIONEER STATE BANK — 2014
What PIONEER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,568,000 | 72,091,000 | 71,467,000 | 67,253,000 |
| Total loans | 38,068,000 | 39,195,000 | 40,890,000 | 40,611,000 |
| Allowance for loan losses | 1,199,000 | 1,229,000 | 1,209,000 | 1,120,000 |
| Securities available for sale | 15,979,000 | 15,536,000 | 17,748,000 | 15,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,960,000 | 59,650,000 | 59,026,000 | 54,898,000 |
| Interest-bearing deposits | 55,245,000 | 51,148,000 | 51,451,000 | 46,674,000 |
| Noninterest-bearing deposits | 9,715,000 | 8,502,000 | 7,575,000 | 8,224,000 |
| Equity capital | 12,053,000 | 12,041,000 | 12,065,000 | 12,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,275,000 | 1,932,000 | 2,574,000 |
| Interest expense | 66,000 | 122,000 | 174,000 | 225,000 |
| Net interest income | 577,000 | 1,153,000 | 1,758,000 | 2,349,000 |
| Noninterest income | 11,000 | 32,000 | 89,000 | 71,000 |
| Noninterest expense | 877,000 | 1,552,000 | 2,158,000 | 2,734,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -289,000 | -367,000 | -311,000 | -314,000 |
| Income tax | 0 | -30,000 | -30,000 | -30,000 |
| Net income | -289,000 | -337,000 | -281,000 | -284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,668,000 | 11,885,000 | 11,896,000 | 11,748,000 |
| Total capital | 12,202,000 | 12,452,000 | 12,463,000 | 12,303,000 |
| Risk-weighted assets | 42,095,000 | 44,695,000 | 44,701,000 | 43,820,000 |